Quick answer: Benazir Kafaalat pays Rs 14,500 every quarter (every three months) to the woman of each eligible household. BISP announced the increase from Rs 13,500 in its press release of 10 March 2026. The money is credited to a BISP digital wallet on the beneficiary's Benazir SIM, and she withdraws it with her CNIC and thumbprint at a partner bank's retailer. Nobody is allowed to keep any part of it.
Benazir Kafaalat (often spelled Kafalat, and known in some years as Ehsaas Kafaalat) is BISP's largest programme. It is an unconditional cash transfer: the family does not have to do anything to receive it, apart from staying eligible and keeping its data up to date. This guide covers the current amount, how it has changed, who receives it and how to collect it safely.
Benazir Kafaalat amount in 2026
| Period | Amount per quarter | Per year |
|---|---|---|
| Before January 2025 | Rs 10,500 | Rs 42,000 |
| January 2025 | Rs 13,500 | Rs 54,000 |
| March 2026 onwards | Rs 14,500 | Rs 58,000 |
The government has also spoken about raising Kafaalat to Rs 18,000 per quarter from January 2027. Treat this as a plan until BISP confirms it in a press release. We will update this page and the BISP payment calculator when it does.
Families with children in school or a baby under two can receive more on top of Kafaalat through Taleemi Wazaif and Nashonuma. Add them up for your own family in the payment calculator.
Who receives Benazir Kafaalat
- The household is surveyed and listed in the National Socio-Economic Registry (NSER).
- Its PMT score is at or below the cut-off, which is 32, or 37 if a family member has a disability. Our PMT score guide explains how the score works.
- The payment goes to an ever-married woman of the household with a valid CNIC.
Not sure where you stand? Run the 8171 check by CNIC first.
How the payment reaches you: the BISP digital wallet
During 2026 BISP moved Kafaalat payments to digital wallets. Each beneficiary receives a wallet linked to her officially issued Benazir SIM. When the qist is credited she gets an SMS from 8171, and she can then withdraw cash with biometric (thumbprint) verification at an authorised retailer or agent of a BISP partner bank.
Our step-by-step BISP digital wallet and Benazir SIM guide explains how to get the SIM, what to do if it is lost, and how to withdraw.
How to check your Kafaalat payment
- Wait for the SMS from 8171. It tells you the payment has been credited.
- If no SMS arrives, check your status on 8171.bisp.gov.pk or send your CNIC to 8171.
- If the result says eligible but nothing has arrived, read when the next BISP qist comes before you complain. Payments are released in phases.
How to withdraw your Kafaalat money in full
- Take your original CNIC and the phone with your Benazir SIM.
- Go to the bank retailer or agent named by BISP for your area.
- Verify with your thumbprint. Do not hand your CNIC or phone to anyone else.
- Count the money before you leave. You should receive the full amount credited.
- Keep the receipt or confirmation SMS.
Deductions are illegal. An agent who keeps Rs 500 or Rs 1,000 "for service" is stealing from you. Note the shop name, date, place and amount, and report it on the BISP helpline 0800-26477. Our complaint guide shows every channel.
Why payments stop
Kafaalat can stop if the household's data changes and the new PMT score is above the cut-off, if the beneficiary's CNIC expires, if the Benazir SIM is not active, or if BISP finds the household no longer meets its rules. If your payment stopped suddenly, check 8171 first, then visit the BISP tehsil office with your CNIC. If your circumstances got worse, ask for a re-survey.
Frequently asked questions
How much is the Benazir Kafaalat payment in 2026?
Rs 14,500 per quarter, which is Rs 58,000 a year. BISP announced the increase from Rs 13,500 in its press release of 10 March 2026.
Is Benazir Kafaalat increasing to Rs 18,000?
The government has said it plans Rs 18,000 per quarter from January 2027, but BISP has not confirmed the amount in a press release yet. Rely only on BISP's own announcement.
How do I check my Kafaalat payment?
Wait for the SMS from 8171, or check your status by CNIC on 8171.bisp.gov.pk or by sending your CNIC to 8171.
Can an agent take money from my BISP payment?
No. Any deduction is illegal. Report it on the BISP helpline 0800-26477 with the date, place and amount.
Who is the Kafaalat payment paid to?
It is paid to an ever-married woman of the eligible household who has a valid CNIC.
Sources
- BISP Press Release No. 20, 10 March 2026 (Kafaalat increased to Rs 14,500): bisp.gov.pk
- BISP press releases on digital wallets, June 2026: No. 45, No. 50
- Benazir Kafaalat programme: bisp.gov.pk
Haqdaar is independent and not part of BISP. Rules and amounts change, so confirm with the official helpline 0800-26477 or 8171.bisp.gov.pk.
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